Faithful

Your financial goals

“AES Credit” UCO CJSC is supervised by the Central Bank.
Buy 
Sale 

USD
USD

383  
386.5 
0%   
0.12% 

USD OLD
USD OLD

380
384
0%
0%

RUB
RUB

4.7
4.8
0%
0%

EUR
EUR

435
438
0.23%
0%

GBP
GBP

513
520
0%
0%

GEL
GEL

139
142
0%
0%

CHF
CHF

454
463
0.22%
0%

AED
AED

104
106
0%
0%

WE OFFER

Mortgage loans
Mortgage loans
Up to 50,000,000 AMD
Auto loans
Auto loans
With an annual nominal interest rate of 12-16%
Consumer loans
Consumer loans
For citizens of the Republic of Armenia aged 18 and above
Mortgage loans
Mortgage loans
Up to 50,000,000 AMD
Auto loans
Auto loans
With an annual nominal interest rate of 12-16%
Consumer loans
Consumer loans
For citizens of the Republic of Armenia aged 18 and above

ABOUT US

aes

ABOUT US

aesAES Credit UCO values fast, affordable, and accessible services for our customers and places great emphasis on serving the public interest through various initiatives.We provide consumer, business and mortgage loans.

years on market

provided credits

happy customer

What is a credit score?

The essence of a credit scoreFinancial institutions use a scoring system to determine an applicant's creditworthiness, resulting in a credit rating. This indicator takes into account several interconnected factors, such as past credit transactions, personal information, and other circumstances. The importance of a credit score: A high credit score is crucial for financial institutions to assess the risk level of a client.
Every scoring system has its own scale, and the closer the customer's score is to the upper limit, the higher the likelihood of obtaining financing.

Several factors can affect the score, including payment history, the volume and number of obligations, the duration of financial activity, etc. It should be noted that frequent inquiries can negatively affect the score, leading to financing rejection. To improve the credit score, it is necessary to:
  • Avoid payment delays
  • Reduce existing obligations
  • Limit taking on new debts
  • Reduce provided guarantees
  • Repay overdue debts.

CALCULATOR

Enter all the loan details and calculate in a few minutes how much you will pay each month

Loan amount (֏)
Annual interest rate (%)
Deadline (month)
Form of repayment

All calculations are approximate and do not constitute a public offer

Exchange
rates for today

The foreign exchange rates set by 'AES Credit' apply up to 100,000 USD, 80,000 EUR, 7 million Russian rubles, as well as 50 million Armenian drams. In case of conversion of any other foreign currency equivalent to the Armenian dram.

Currency

Buy

Sell

currencyUSD

383

386.5

currencyUSD OLD

380

384

currencyRUB

4.7

4.8

currencyEUR

435

438

currencyGBP

513

520

currencyGEL

139

142

currencyCHF

454

463

currencyAED

104

106

Pawn Values of Gold Items / RA dram

gold loan

Fineness

Value per gram

583

23000 ֏

750

24500 ֏

875

26000 ֏

916

28000 ֏

958

32500 ֏

999

35600 ֏

LATEST NEWS

Main Failures of Small Businesses

credit news
There is a common belief that starting and managing a small business is easy, but it's important to consider that entrepreneurship can also be quite risky. For example, 33% of small businesses fail within the f . . .
credit news
credit news

Branches

Phone. +374 11 89 00 00

Phone. +374 11 89 00 00

Phone. +374 11 89 00 00

Phone. +374 11 89 00 00

Phone. +374 11 89 00 00

Phone. +374 11 89 00 00

Phone. +374 11 89 00 00

Phone. +374 11 89 00 00

Phone. +374 11 89 00 00

Phone. +374 11 89 00 00